Construction Insurance

Insurance is only the foundation of our services.  Our risk management expertise adds tremendous value for our clients.  We provide knowledge and tools spanning from contract reviews to OSHA and regulatory compliance.

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Industry Expertise

Get far more for your money than just an insurance policy.  We go above and beyond your typical broker by providing services such as contract review, OCIP enrollment, online certificates, regulatory and OSHA updates, plus a lot more.

Our Services
Construction Insurance for Contractors

Safety & OSHA

OSHA assistance and Safety programs are part of our services to keep your premiums down and your business running smoothly.

Construction Contracts Review

Contract Review

We’ll review contracts, write contracts, and overall ensure you are protecting your assets as securely as possible.

NY Construction Insurance

Navigate NY Regulations

NY is tough on business.  We’ll help you navigate all the obstacles including, regulatory requirements, labor law, health care, and more.

General Liability

Accidents happen.  General liability protects your for claims resulting from bodily injury, property damage, or completed operations.  Typical coverage limits are $1 million / $2 million.  However, we can offer $2MM/$4MM.

Professional Liability

Many contractors employ architects and designers.  Design defects, equipment replacement, and costly delays can all result in huge professional liability or errors and omissions claims.

Workers Compensation

Increase safety and mitigate claims to ultimately lower your experience modification and reduce your premiums.  Audits can be painful.  We can help you properly classify your employees and walk you through the audit.

Other Lines & Surety

We are a full service firm.  We provide all lines of insurance including, Auto, Cargo, Warehouse Liability, Equipment Floater, Riggers Liability, Life, Health, Home, Disability. and Surety Bonds.

Contractor Insurance

Contractors have highly complex insurance requirements.  From contractor liability to workers compensation it’s vital you have an insurance broker well versed in the industry.  Check out the program at Kirkwood for true expertise on your contractor...

Construction Safety – Reduce Falls

Safety is critical on construction sites.  Falls are the leading cause of death for construction workers.  OSHA mandates protective measures be implemented for residential construction 6 feet or higher. Roof work has a particularly high risk of falls.  Installing roof...

Fined $15K by OSHA

Two companies were recently fined over $15,000 by OSHA for not providing adequate safety protection for their workers.  OSHA cited them for over 12 safety violations.   The inspection found that they failed to implement fall protection for workers to protect them from...

New York

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