Contractor Insurance

Contractor Insurance

Contractors have highly complex insurance requirements.  From contractor liability to workers compensation it’s vital you have an insurance broker well versed in the industry.  Check out the program at Kirkwood for true expertise on your contractor...
Construction Safety – Reduce Falls

Construction Safety – Reduce Falls

Safety is critical on construction sites.  Falls are the leading cause of death for construction workers.  OSHA mandates protective measures be implemented for residential construction 6 feet or higher. Roof work has a particularly high risk of falls.  Installing roof...
Fined $15K by OSHA

Fined $15K by OSHA

Two companies were recently fined over $15,000 by OSHA for not providing adequate safety protection for their workers.  OSHA cited them for over 12 safety violations.   The inspection found that they failed to implement fall protection for workers to protect them from...
Policy Exclusions

Policy Exclusions

There are many insurance policies on the market that contain dangerous exclusions that could lead your assets vulnerable should you have a loss.  These exclusions carve away coverage for the most common claims in the industry.  These exclusions include: Third Party...
OSHA Injury Reporting

OSHA Injury Reporting

Effective January 1st, employers will now be required all hospitalizations within 24 hours.  All work related fatalities must be reported within 8 hours.