Safety & OSHA
OSHA assistance and Safety programs are part of our services to keep your premiums down and your business running smoothly.
Contract Review
We’ll review contracts, write contracts, and overall ensure you are protecting your assets as securely as possible.
Navigate NY Regulations
NY is tough on business. We’ll help you navigate all the obstacles including, regulatory requirements, labor law, health care, and more.
General Liability
Accidents happen. General liability protects your for claims resulting from bodily injury, property damage, or completed operations. Typical coverage limits are $1 million / $2 million. However, we can offer $2MM/$4MM.
Professional Liability
Many contractors employ architects and designers. Design defects, equipment replacement, and costly delays can all result in huge professional liability or errors and omissions claims.
Workers Compensation
Increase safety and mitigate claims to ultimately lower your experience modification and reduce your premiums. Audits can be painful. We can help you properly classify your employees and walk you through the audit.
Other Lines & Surety
We are a full service firm. We provide all lines of insurance including, Auto, Cargo, Warehouse Liability, Equipment Floater, Riggers Liability, Life, Health, Home, Disability. and Surety Bonds.
Contractor Insurance
Contractors have highly complex insurance requirements. From contractor liability to workers compensation it’s vital you have an insurance broker well versed in the industry. Check out the program at Kirkwood for true expertise on your contractor...
Construction Safety – Reduce Falls
Safety is critical on construction sites. Falls are the leading cause of death for construction workers. OSHA mandates protective measures be implemented for residential construction 6 feet or higher. Roof work has a particularly high risk of falls. Installing roof...